5 Tips to Get Your Insurance Company to Pay for Acupuncture
1. Write to your insurance company and your employer
If you have an insurance plan that doesn’t cover acupuncture one of the best things you can do is to write a letter to your insurance company, and to your Human Resources representative if you receive insurance benefits through your employer. Your insurance company can make changes at the next renewal of your policy or risk losing your business, and often your employer is involved in choosing which benefits will be included in a corporate-sponsored insurance policy.
Over the past several months AOMA has been spearheading a letter-writing campaign to national insurance companies and local employers, petitioning them to open their networks more fully to acupuncture coverage. To participate in AOMA’s letter-writing campaign please contact firstname.lastname@example.org and we can provide you with a form letter to send, or call 512-492-3076. You can also speak to a clinic receptionist at your next appointment and they will provide you with a form letter and a stamped envelope. If you would like to give your feedback to your insurance company over the phone or electronically, detailed contact information can usually be found on the back of your insurance card.
NOTE: Some insurance companies like Cigna and Aetna have closed networks, meaning they place restrictions on allowing new providers to join based usually on geographical location. If you are insured with one of these companies you can write a letter petitioning them to open their networks up to AOMA’s providers and allowing you to use your insurance benefits at the AOMA Professional Clinics.
Thank you in advance for helping AOMA to transform new lives and communities!
2. Encourage friends and co-workers to write letters.
If you receive insurance benefits through your employer this is especially important because you need to let your company know that there is a high demand for acupuncture coverage among its employees! With large numbers of employees touting the benefits of acupuncture and asking for it to be a covered service, an employer is more likely to research acupuncture and consider adding it to the company insurance plan.
3. Get involved with acupuncture activism.
Getting involved with acupuncture activism can range from things as simple as signing your name to a petition to joining acupuncturists and acupuncture supporters for demonstration rallies. The Texas Association of Acupuncture and Oriental Medicine (TAAOM) website has information about upcoming events and governmental affairs relating to the practice of acupuncture, or you can contact them for more information on how you can help.
4. Talk to your acupuncturist.
If your insurance company places restrictions on the acupuncture coverage on your policy (ex. Acupuncture for treatment of pain only, a small number of covered visits per year, etc.) please talk to your acupuncturist. They may be able to help you navigate the confusing world of insurance and acupuncture, and can possibly help you get coverage for additional treatments. If you are a patient of the AOMA Clinics please feel free to contact email@example.com for any help communicating with your insurance company or understanding your benefits.
5. Change your insurance policy or company.
If you purchase your own insurance it may be relatively simple for you to change your individual policy, add coverage for acupuncture by purchasing alternative medicine “riders,” or even switch your insurance company. If you receive insurance through your employer, talk to your Human Resources representative to find out if there are different plan types for you to choose from. However, most insurance policies are purchased annually and can only be changed during annual renewal or open enrollment periods.